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Senior Loan Officer
Castle & Cooke Mortgage, LLC
6900 Westcliff Dr 8th Floor
Las Vegas, NV 89145
Office Phone: (702) 304-8332 Fax: (866)823-3968 Cell Phone: (702)376-1669
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We offer you the competitive rates and service you deserve. Whether you're a first time home buyer or are refinancing - we will find you the best rate and program for your situation.
Apply online today for a no-cost, no-obligation pre-approval!
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 Mortgage News Daily
Treasury Auctions Done. Bonds Cautiously Resilient as Stocks Repeat History - 14 hours ago
Posted To: MBS CommentaryTreasury just sold $29 billion 7s to a group of uninterested buyers... Auction demand as measured by the bid to cover ratio was below average. 2.78 bids were submitted for every 1 accepted by Treasury. Compare that to the ten auction average of 2.81 and the five auction average of 2.86. 25.6% of the issue was awarded at the high yield of 2.394%. This was 2.1bps above the 1pm "when issued" bid, a sign that buyers were looking to pay a little less than they did. Primary dealers took down a much greater award than usual, which explains why the high yield tailed. 48.8% of the issue and 25.1% of what they bid on. Both metrics are above average. This is not indicative of strong buyside demand. Directs were awarded 8.9% of the competitive bid. That makes them 0 for 3 this week. Indirects...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Fannie Mae Preps Investors for Reform. Book of Business Reflects Tight Credit Conditions - 15 hours ago
Posted To: MND NewsWireIn the wake of the passage of Wall Street Reform, which many opponents have criticized Capitol Hill for failing to deal with the future of Fannie Mae and Freddie Mac, the Obama Administration is beginning to present the broad outlines of how the future of the GSEs will be determined. In a letter released Tuesday , David H. Stevens, acting commisioner of the FHA, said that the question of reforming the GSEs is "not if, but when." The Obama administration, he said, has made it clear from the beginning that the current structure of the government's role in the housing finance market is unsustainable and unacceptable, but winding down Freddie and Fannie abruptly would destabilize an already fragile housing industry and put the loans already on the books of these institutions at even...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Are HECM Regulators Acting Unethically Toward the Reverse Mortgage Program? - 16 hours ago
Posted To: Community CommentaryI recently spoke on two interesting panels at the American Conference Institute’s two day symposium on Reverse Mortgages. The conference was held at the famed Helmsley Park Lane Hotel in the heart of Manhattan. The conference attracted a virtual who’s who in the mortgage and reverse mortgage industry. The speakers and the attendees formed an eclectic group which ranged from major law firms, title companies, quality control experts, compliance examiners, HECM counseling experts and state and federal regulators and various enforcement agencies. There was a genuine desire to understand the program so that enacted policy could be effective. On the first day of speaking, I was joined by Dave Adkins, OTS, Matthew Yoon, Esq. and Arthur Axelson, Esq. I pointed out that HERA could prevent...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Final Ruling Issued on SAFE Act; Underwriting Guideline Overlays, Adverse Market Fees and Steep LLPAs; CMBS Sales; California State of Emergency; - 18 hours ago
Posted To: Pipeline PressOn a non-mortgage note, my son asked me, "At what age is it ok to tell a highway that it is adopted? At some point the highway will realize that it doesn't look like the Kiwanis's Club." I would have told him to "keep his day job", except he doesn't have one as he prepares for college. Lots of folks don't have jobs, as re-emphasized by this morning's Initial Jobless Claims number. One industry veteran told me, "The weekly number is just catnip for those who think the economy is limping along," and this morning's numbers came in down 11,000 to 457,000, but continuing claims climbed. Employment is still a huge issue for the economy, but the unemployment situation is certainly helping to keep rates low. We are not done with implementing the...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Vacancy Rate Near Historic High. America Has a "Home Problem" - 18 hours ago
Posted To: MND NewsWireAs we have pointed out over the last few weeks , America has a homelessness problem; over a million individuals and families are temporarily or chronically homeless. While the statistics don't fully address this aspect, there is at least anecdotal indication that some of these people are in shelters or on the street because their own home or one they were renting was foreclosed. There is also purely anecdotal information that a lot more homeowners are hanging on by their fingernails; savings and unemployment exhausted, legal remedies gone, as lenders churn through a backlog of pending foreclosures and subsequent evictions. In other words, the problem could well get worse. It is also clear that the country is deep into what we are going to abuse poetic license to call a "home problem...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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Click on this link to learn the history of Castle & Cooke
Application Checklist
APPLICATION DOCUMENTS will be sent to you or given to you at the loan application
• Sign Application, and all Loan Disclosures
EMPLOYMENT/SOURCE OF INCOME
• W2’s for past Two Years and full tax returns
• One Month of Pay stubs
RETIREMENT INCOME
• Most recent awards letter from the source of “retirement funds” to show the yearly income from retirement.
SELF EMPLOYED BORROWER
- We understand how important it is to keep our clients informed about the mortgage process and in particular how critical it is getting their loan closed on time. Castle & Cooke Mortgage is committed to give you the “One on One” personalized attention and superior service you deserve.
Flexibility - Because we fund our loans in house, we will not take “No” for an answer. Instead, we will do our best to find a loan to match your needs.
Prompt Response - Our communication skills are unmatched in the market place. Your phone or email messages will be returned in a very timely manner. Whether you have sterling credit or challenging credit, we will be up front and honest about the timeline for loan approval and get back to you with an answer by the date we commit to.
Great Fees and Rates - Castle & Cooke Mortgage is committed to fair pricing and will consistently offer attractive fees and rates that are among the best in our industry.
Trust - We care about each and every client and want your experience to be a positive experience. We are committed to you and will do everything we can to earn and keep your confidence. |
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